You risk just as much in being credulous as in being suspicious.
Our whole way of life today is dedicated to the removal of risk. Cradle to grave we are supported, insulated, and isolated from the risks of life- and if we fall, our government stands ready with Band-Aids of every size.
Any life truly lived is a risky business, and if one puts up too many fences against the risks one ends by shutting out life itself.
However well organized the foundations of life may be, life must always be full of risks.
Dancing on the edge is the only place to be.